CONTEMPORARY LENDING GROUP OPENS BRANCH OFFICE IN THE GREATER SAN FRANCISCO BAY AREA MARKET

Palm Springs, CA – November 1, 2007 – Contemporary Lending Group is pleased to announce the opening of their new branch office in the San Francisco Bay Area. Consumers in the Palm Springs market have had the opportunity to experience hassle free home mortgage lending and now borrowers in the Bay Area can experience the same. The company offers lending services for those buying or refinancing homes throughout California. Lending services also include land, construction and commercial lending.

As part of the growing Contemporary Lending Group team the company is also pleased to announce the addition of John and Jennifer Caravalho along with Bryan Bodas to open the Bay Area office. Both John and Jennifer have vast knowledge of home mortgage lending as well as home sales. John has over 25 years experience in the home mortgage field and has been an award winning performer for many years. Jennifer has over 15 years real estate experience which includes home mortgages, home sales as well as title and escrow. Bryan has been involved in residential real estate for over 10 years and has been involved in real estate loans for three years.

“Our mission is to set new customer service standards in the residential and commercial mortgage loan industry,” said Robert Gray, Principal and co-founder of CLG. “We strive to make the process easier, more comfortable and professional from the moment someone meets with one of our Contemporary Lending Group representatives, contacts us by phone, or visits our website (www.contemporarylendinggroup.com). CLG focuses on meeting their needs until the loan is closed.”

With extensive customer service and corporate experience with Fortune 100 and Fortune 500 companies, as well as the real estate industry, the firm’s founders examined the steps involved in handling mortgage loans and have streamlined the lending process. CLG offers financing through more than 40 lenders, providing a great variety of interest rates and payment options. The company offers in-house escrow and notary services, creating a one-stop shop, which tremendously enhances efficiency and save customers time. Refinancing can be completed in 21 days.

“Enhanced communication is crucial to meeting our customer service objectives,” said Alan Bloom, Principal and co-founder. Calls during regular business hours are answered by live personnel; customers do not have to encounter automated voice mail systems.

The company also offers online services, providing enhanced access around the clock. Customers can obtain loan applications on the Web and easily determine payments with a handy on line mortgage calculator. Additionally, customers can also utilize the “live chat” feature on our web site to interact with our Loan Officers via their computer.

Bloom and Gray have assembled a seasoned team of 14 fulltime loan officers and two loan processors. Contemporary Lending Group now has offices in Palm Springs, San Diego and the San Francisco Bay Area. For more information, visit www.contemporarylendinggroup.com

LGBT Estate & Financial Planning Seminar Series

FOR IMMEDIATE RELEASE:
OCTOBER 12, 2007

FOR MORE INFORMATION:
KIMBERLY NICHOLS
760.464.6000

BEST BEST & KRIEGER AND MERRILL LYNCH TO CO-SPONSOR FREE LGBT ESTATE & FINANCIAL PLANNING SEMINAR SERIES BEGINNING NOVEMBER 8, 2007

Best, Best & Krieger LLP and Merrill Lynch are co-sponsoring an extensive ongoing seminar series on all aspects of estate and financial planning geared to the specific and unique concerns of the LGBT community. The eight sessions will take place monthly from November 2007 through June 2008, alternating between the Hotel Zoso in Palm Springs and the Rancho Las Palmas Resort in Rancho Mirage. Each session will focus on one key topic, presented by BB&K estate planning attorney Joseph Hahn and Merrill Lynch financial advisors Mark Marshall and Daniel Lass, with occasional guest speakers. All sessions are FREE to the public. RSVPs are encouraged and attendees can call or e-mail Amanda Welsh at (760) 837-1605 or Amanda.Welsh@BBKLaw.com, to sign up.

“The LGBT community faces an entirely different set of concerns when it comes to planning their estates and finances and our goal with these seminars is to break these issues down into simple concepts so that everyone can formulate their own planning strategies and move forward in a way where they feel safe, secure and fully informed,” says Joseph Hahn, a BB&K Attorney who specializes in estate planning and probate.

The full schedule includes:

The Basics of LGBT Estate & Financial Planning
November 8, 2007
5:30 – 7:30 p.m.
Hotel Zoso

The Five Worst LGBT Estate Planning Mistakes
December 6, 2007
5:30 – 7:30 p.m.
Rancho Las Palmas

The Living Trust: Why You Need One
January 3, 2008
5:30 – 7:30 p.m.
Hotel Zoso

Financial Planning For Gay and Lesbian Parents
February 7, 2008
5:30 – 7:30 p.m.
Rancho Las Palmas

Minimizing Estate Taxes
March 6, 2008
5:30 – 7:30 p.m.
Hotel Zoso

Estate Planning for Your Companion Animals
April 3, 2008
5:30 – 7:30 p.m.
Rancho Las Palmas

Leaving Your Legacy: Charitable Giving Strategies
May 8, 2008
5:30 – 7:30 p.m.
Hotel Zoso

Planning Ahead for Long Term Care
June 5, 2008
5:30 – 7:30 p.m.
Rancho Las Palmas

Best Best & Krieger LLP is a full-service law firm with over 185 attorneys in offices strategically located to serve California's most dynamic communities. In meeting the needs of public and private sector clients, BB&K offers unique experience in handling complex, multi-disciplinary issues and providing solutions of common interest to leaders of both business and government. For more information, visit www.bbklaw.com.

Vote Yes On C - Truth about Shadowrock

THE TRUTH ABOUT SHADOWROCK

Don't fall for the lies.The truth is that Shadowrock will protect almost 1,000 acres of the Chino Cone as permanent open space. The 5-star destination resort will help revitalize Palm Springsand generate more than $2 million a year in tax revenue for the city.

LIE #1:"Shadowrock will rip out part of the Chino Canyon Oasis"

THE TRUTH:The oasis is not even on the Shadowrock property! The oasis can't be touched.

LIE #2:"The Shadowrock extension allows installing sewer, water, electric lines and other
utilities above ground "

THE TRUTH:The City of Palm Springs requires that all utilities be underground. Source: City of Palm Springs Conditions of Approval Revised 1997, Items 27A and 27B.

LIE #3:"U.S. Fish and Wildlife Service has determined that Shadowrock could result in the loss of all the bighorn sheep in the San Jacinto Mountains."

THE TRUTH:Exactly the opposite. The U.S. Fish and Wildlife Service's Field Officer who conducted the Biological Consultation on Shadowrock wrote: "After reviewing the current status and environmental baseline of the species, effects of proposed action, and cumulative effects and the Recovery Plan, it is our biological opinion that the proposed action is not likely to jeopardize the continued existence of the Peninsular bighorn sheep, or adversely modify designated critical habitat." [Underscoring and color added for emphasis.] Source: U.S. Fish and Wildlife Service Biological Consultation, March 2007, Page 90.

LIE #4:"Shadowrock violates current zoning in the Chino Cone Guidelines."

THE TRUTH:Under the Guidelines for Planning Area 2 in the Chino Cone Ordinance, Shadowrock could receive permits for almost 700 dwelling units, far more than the 405 allowed under the current Development Agreement. Source: Chino Cone Guideline, Ordinance No. 1700, codified as Zoning Code Section.

LIE #5:"Shadowrock exposes the City to huge restoration costs if the developer goes bust."

THE TRUTH:The city is, in fact exposed to NO RESTORATION COSTS. The City of Palm Springs has required that the developer post a Restoration Bond to restore the land to its original condition should the project be abandoned. Therefore, the project could not start construction unless that bond is posted. Source: Covenant between the City of Palm Springs and Shadowrock, March 30, 2007, Item 5.

LIE #6:"This outdated, 1993 Development Agreement does not save one acre of open space."

THE TRUTH:The project has already donated 565 acres to the City of Palm Springs. An additional 400 acres of property owned by Shadowrock or purchased from other property owners will be preserved in perpetual conservation easements under the developer's agreement with the federal government. Source: Conditions of Approval Revised 1997, Item 96: "As the developer has gift deeded to the city's Parks, Open Space and Trails Foundation 565 acres of real property..."

LIE #7:"Stop the 2,000 home development."

THE TRUTH:The Shadowrock Development Agreement permits no more than 405 dwelling units - a far cry from the "2,000 home development" the opposition described to voters in 2006 to frighten them into signing the petition.

LIE #8:"Ask the developer to go back to the drawing table ."

THE TRUTH:Shadowrock's opponents will stop at nothing – including lies and scare tactics – to stop any and all development in the Chino Cone. They don't want to see revised plans. Even their signage admits that their goal is "No Shadowrock." They simply want to take away privately-owned property without paying for it. We will not allow that to happen.

It is time to for Palm Springs to grow. Vote Yes on C

We need to stop this group of people that put a halt to development in Palm Springs. They want it all shops, police protection, keep the village look and feel. I agree with this but is we don't stand up and say we want development and new destination resorts in Palm Springs than all the destination resorts will continue to go down valley. Along with tax money that pay for all the city services and all the shopping. But we have T-shirt stores and only one fine jewelry store left in downtown Palm Springs.

Fundamental Christian Thinking is Dangerously Wrong!

After Reading “A Christian Foundation” I am again reminded what is dangerously wrong with Fundamental Christian thinking. D’Souza would have you believed that we owe all of modern day science, moral behavior and law to Christians. What he and many Fundamental Christians fail to realize is that there is a long and rich history before the birth of Christ. Every single great scholar that D’Souza mentions is born after the birth of Christ, how convenient for his article. He gives no credit that our roots in government, science, medicine and social order fine their beginnings with the Roman’s, Egyptians, Greeks, Hindu’s and many other eastern cultures. Let’s remember that Christ was not a “Westerner” but from the Middle East.

D’Souza wants us to consider the Words of Thomas Jefferson. A typical ploy when Christians want you to believe that this nation was founded on Christian belief. But what he fails to tell you is that Thomas Jefferson said that his bill for religious liberty was “Meant to comprehend, within the mantle of its protection, the Jew and the Gentile, the Christian and the Mahoetan, the Hindu, and infidel of every denomination.” Jon Meacham author of “American Gospel” writes that Andrew Jackson resisted bids in the 1820’s to form a “Christian Party in politics, Abraham Lincoln buried a proposed “Christian amendment” to the Constitution to declare the nation’s fealty to Jesus. “The founders were not anti-religion. Many of them were faithful in their personal lives, and in their public language they evoked God. They ground the founding principle of the nation that all men were created equal in the divine. They wanted faith to be one threat in the country’s tapestry, not the whole tapestry.

Fundamentalist Christians distort history constantly, most have never read a history book other then the bible and for any one that has read that it can quickly be recognized as not a very good source of history at all. Few have any idea of how this nation was really founded. But yet they like D’Souza spare no time to wave falsehoods and distortions in front of the media and anyone who will listen to drive home their agenda. That agenda, that we should all live under their belief system. Can you imagine for one minute the freedoms that would be lost in this country with a Christian run government?

What is sad in watching and reading the recent news coverage on how Conservative Christians are not happy with the Republican list of Presidential hopefuls, why because they are not “Conservative Enough”. Where is all the great and free thinking that D’Souza talks about here?

This is the editorial I sent to USA Today just Yesterday. Hope they print it.
Charlie Palm Springs

Real Estate Prices UP 5% in the US stronger demand in the West

The Wall Street Journal published an article today that the sale of new single family homes rose 4.8% in September to a rate of 770,000.

The rise in new homes sales was attributed to stronger demand in the WEST. There was enough demand in the Western region of the U.S. to compensate for lags in other parts of the country.

The median price of new homes sales across the U.S. rose 5% to $238,000.00.

GREAT NEWS that the inventory of new homes is being absorbed. This should impact the home prices in the Valley. ALL GOOD NEWS FOR SELLERS!

Time to buy your new home before Home Prices in Palm Springs and interest rates start to rise.

Buying or Selling call Mike McCoy or Ken Simpson at 760-333-1834 for your free no obligation consultation. www.McCoySimpsonProperties.com

"For the Bible Tells Me So"

Bob Greenbaum how makes his home in Rancho Mirage is one of the executive producers of this incredible movie. "For the Bible Tells Me So" is currently playing now thou Nov 2 at the Camelot in Palm Springs. This movie is what the Bible Tells Me So about Homosexual life style and the views of many. You will be amazed what you will learn and hopefully walk out of the theater with more of a loving and inclusive attitude about all of Gods creations.

Comment

All is Good that is made by God and that goes for all people no matter who they are, what they believe and who they love. Man & the church creates war and hatred that consumes so many people on this earth to day that leads to death and intolerance for others. It is not God.

www.forthebibletellsmeso.org

Vote Yes On C - Time to move forward

Five-star impact

So what's the big deal about a five-star hotel making its way to Palm Springs?Several things, says Stan Castleton, Shadowrock's developer.

There's buzz that is generated as soon as the announcement comes that a five-star property is coming to town, he said."They say, 'There's something pretty great going on there. We gotta check it out,'" Castleton said.

Then only buzz in our city now is Palm Springs is on a downward spiral and all the infighting as Rancho Mirage grows.

It also means room rates of up to $1,000, which could mean $1.5 million filtered into the city's transient occupancy taxes. The entire project could bring about $2 million to the city annually.

More police protection that the city needs desperately the taxes will help pay for more protection.

Five-star properties also have highly trained staff to cater to a client's every whim.

This is true on the management and their staff they are highly trained.

Five-star properties also draw arts, medical and high-end business meetings. Along with retail better end shoppers that are not just interested it a tee shirt store. They spend more!


Ecological ideas

Shadowrock's developers and architects have a host of ideas about how to make their project environmentally sensitive.In-room video to explain eco-conscious ideas.Real-life and virtual educational programs by ecological experts on how to reduce personal carbon footprints and lead a healthier life.

Library of "stimulating" books and a movie channel with documentaries including "An Inconvenient Truth."In-room gift booklets on how to take the experience home.Hybrid or electric vehicles.

Remote employee parking.

Alternative heating and cooling systems.

Dew collectors along trails to provide a landscape watering source.

Solar power.

Green walls of living plants for natural cooling and humidification.

The people that don't want you to vote for C just want every thing to stay the same and just be a complainer about about everything. No Growth! We elected the city council to do our bidding and if every time we question what the do by holding it up in court or putting to a city vote it will more business away and be the death of this great city.

Vote Yes On C - Move Forward